Welcome to the money orb, the site designed to help people with their personal finances. the money orb provides a set of advanced yet simple to use tools that regular people can use to plan their finances. This is an evolving site so more tools and features will be added over time.

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Advanced Loan Calculator

Have you ever asked yourself "When am I going to pay off my home loan?" or "How much faster could I pay it off if I made additional repayments?". The advanced loan calculator can help you to answer these questions and more like:
  • What happens if my wife/husband stops working?
  • What happens if I want to redraw on my loan to extend my home?
  • What impact will higher interest rates have on my loan?
  • What if I want to make a lump sum repayment?
  • What happens if I buy a more expensive house?
Most calculators allow you to enter basic information about your loan however this doesn't necessarily reflect your financial situation. The advanced loan calculator allows you to alter repayments over time, make lump sum payments, redraw money from the loan and modify the interest rate over the life of the loan. This gives a more accurate idea of when the loan will be paid. The advanced loan calculator also allows different loan scenarios to be compared so that you can make important financial decisions about your future.
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Equity Calculator

Astute investors understand the power of unlocking the equity in their property to magnify their investment returns. They borrow money against the equity in their property for the purpose of investing and can greatly increase their investment returns over time. The equity calculator determines how much equity is available for investing based on your house value, investment properties and existing line of credit or overdraft facility.
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