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Loan (Scenario 1)
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The loan completion date is 09 May 2023.
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| Year | Balance | Date |
| 1 year | $190,689.30 | Mar 2011 |
| 2 years | $180,693.10 | Mar 2012 |
| 3 years | $169,883.56 | Mar 2013 |
| 4 years | $158,234.85 | Mar 2014 |
| 5 years | $145,681.81 | Mar 2015 |
| 6 years | $132,181.67 | Mar 2016 |
| 7 years | $117,606.07 | Mar 2017 |
| 8 years | $101,898.93 | Mar 2018 |
| 9 years | $84,972.40 | Mar 2019 |
| 10 years | $66,745.88 | Mar 2020 |
| 11 years | $47,090.34 | Mar 2021 |
| 12 years | $25,908.89 | Mar 2022 |
| 13 years | $3,083.08 | Mar 2023 |
| 13 years, 2 months | $0.00 | May 2023 |
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